Phoenix, AZ

• •Led Model Validation Quality Assurance across enterprise risk and finance portfolios.
• •Directed multidisciplinary teams ensuring conceptual soundness, implementation accuracy, and performance monitoring.
• •Modernized model governance and inventory processes to improve audit readiness and regulatory outcomes.
• •Extended Model Risk oversight frameworks to address emerging ML and Generative AI use cases, partnering across Enterprise Risk, Compliance, and Technology to formalize governance, challenge, and lifecycle monitoring practices.

Tempe, AZ

• •Built predictive pricing and risk models for vehicle and loan pricing strategies, boosting gross margins 70% YoY.
• •Oversaw auction analytics applications processing 200K vehicles daily, doubling purchasing volume post-IPO.
• •Introduced company-wide data science best practices and cross-team collaboration programs.

Phoenix, AZ

• •Led multi-year transformation of Auto and Mortgage Risk divisions into data-driven decision science functions through advanced modeling, portfolio analytics, and system automation.
• •Built loan-level forecasting and pricing engines modeling cash flows and prepayment behaviors across portfolios exceeding $200B; created Financial Engineering platform that enabled sale of $22B in distressed assets during the Great Recession.
• •Partnered with Treasury and Finance to implement Basel II/III, CCAR, and stress-testing models for capital adequacy planning; served as technical liaison during OCC/FRB examinations.
• •Recruited and led cross-functional team of 12 analysts and engineers, integrating model development, validation, and governance into unified Decision Science framework across multiple lines of business.